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Article Date: 12/19/2010
Housing Grants Free Money For Real Estate Projects
The main purpose of housing grants are to make more homes available and affordable

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to the average American and these grants can be taken for buying, building, repairing and renovating houses and even making investments in the real estate sector. Due to escalating prices in the last three decades that saw the real estate prices soaring till such time the sub prime crisis hit and the bubble burst, renting has become the order of the day. But this has caused the rentals also to hit the roof thereby making it almost impossible for the average American to rent a decent place to live.

The government has stepped in at this juncture to help out the citizens by making available free money to rent, buy, repair or renovate houses. These grants need not be paid back but will require good credit record to be availed. Such grants are available for the following ventures- funding of real estate investments, buying home first time, home repair & renovation, mobile homes, rentals, commercial projects, apartments, land development, new constructions and many other activities.

Types of housing grants

Rehabilitation Grants: This grant is aimed at acquiring dilapidated and abandoned houses that be bought at extremely low prices, then by using government money can be repaired to good living standards, thereby making available to you a good piece of real estate at a very low price.

Real Estate Investment Grants: Investors are now eligible to take these grants for their projects that can provide affordable houses and even construct in rural areas to help that place grow using government aids.

Veteran Housing Grants: Out of the many welfare programs of the Federal government for war veterans the housing grant is one opportunity which can be easily availed by just registering through the Grants Management Centre.

Rural Housing Grants: Anyone with the intention of living or starting a real estate project in rural areas can get this grant.

Home Assistance: This is exclusively for first time buyers who can apply to the American Dream Down Payment Initiative Program of the HUD to get assistance for getting the down payment to make the home purchase. There is a total of $210 million for this scheme to help out first time buyers.

HUD Grants: The Housing and Urban Development department offers this grant to the poor families, senior citizens, homeless, disabled people and those with AIDS to get a portion of the money required to buy a new house. But the applicants must qualify for a mortgage to be eligible for this grant.

Rental Assistance: The poor people, single parents, women, senior and disabled can take advantage of this program to get a portion of or the entire rent to be borne by the federal or the state government including the rental of utilities. The single mothers are priority in this program and do not need to pay back. The most popular rental program is the Section 8. Section 8 is primarily focused on creating affordable housing conditions for poor families by directly and automatically paying the rentals to the owners while keeping a track of the safety norms and other services in the house being paid for.

These housing grants are free and one can easily avail from $ 500 to $ 5000000 of government money for making their real estate dreams come true. Whether you are an investor in the real estate sector or just a mere buyer these federal schemes are worth being tracked as they will provide free money to you.

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